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Foreclosure rates closely tied to divorce rates in California

On Behalf of Cullen Family Law Group | Sep 8, 2017 | Property Division |

What’s the connection between foreclosure rates and the rate of divorce in Southern California?

While divorce rates in the United States as a whole have declined and are at a 40-year low, the figures vary regionally — and couples in the lower part of California aren’t seeing the same trend. In fact, less than half of all marriages in that area will survive to their 10th anniversary, and more than 70 percent will eventually fail.

Another thing in lower California that’s well above natural average is the rate of foreclosures and defaults on home loans.

However, the connection between the two issues may be more complicated than most people realize — because there are two different things that experts see happening:

1. Couples get in over their heads financially with the purchase of a home that’s outside their price range, their credit card debt, or due to unforeseen changes in their finances due to job losses or medical issues.

The constant stress of their money troubles — as well as the social pressure couples may feel to keep up the appearance that everything is okay in their lives — can end up fracturing their marriages. A fracture may happen even faster if one member of the couple feels like the other is primarily responsible for the overload of debt. Either way, a divorce often follows.

2. The relationship between a couple begins to fracture for other reasons and one or both people begin to see their house — which is usually the biggest financial tie between them and the symbol of their lives together — as both a burden and a symbol of their failed relationship.

Experts say that they’ve seen spouses essentially turn on each other and abandon the mortgage out of either contempt or revenge — even though they’re damaging their own credit in the process.

That second possibility, in particular, makes it very important to understand the consequences of any property division agreement when it comes to jointly-held debts, like a mortgage. Make certain that you have experienced legal assistance so that you get sound advice regarding the financial ramifications of your divorce.

Source: benzinga.com, “Closer Look at the Correlation of Southern California Divorce and Foreclosure,” Sep. 03, 2017

I’ve been served divorce papers that include false allegations: what do I do?

On Behalf of Cullen Family Law Group | Jun 6, 2025 | Domestic Violence

Receiving divorce papers is already overwhelming. When false allegations are part of the paperwork, the situation can feel even more difficult. It’s essential to stay calm and know how to address the issue. Here’s what to do if you receive divorce papers containing...

Do domestic partnerships affect divorce rights?

On Behalf of Cullen Family Law Group | Apr 14, 2025 | Divorce

Domestic partnerships offer many of the same rights and responsibilities as marriage, but they can complicate the divorce process. If you're ending a domestic partnership, your legal path may differ from that of a traditional divorce, especially in California....

Moore / Marsden calculations in California divorce

On Behalf of Cullen Family Law Group | Apr 10, 2025 | Divorce

In California, Moore/Marsden calculations determine how to divide property when one spouse’s separate property has contributed to the acquisition or improvement of community property. These calculations ensure a fair division of property in divorce cases, particularly...

How can you document SP for asset protection?

On Behalf of Cullen Family Law Group | Apr 3, 2025 | Family Law

When you're about to get married, it's important to think about how to protect your assets, including spousal support (SP) money. If you've received spousal support in the past or expect it during your marriage, you may worry about documenting its use—especially if...

What to expect during child support enforcement actions

On Behalf of Cullen Family Law Group | Mar 23, 2025 | Child Support

Child support represents the financial contributions a non-custodial parent makes towards their child's upbringing. It ensures a parent meets the child's basic needs, such as food, housing, and education. It also supports a child's wellbeing, especially when parents...

Can you reimburse expenses before child support orders take effect?

On Behalf of Cullen Family Law Group | Mar 17, 2025 | Child Support

After a separation, managing child-related expenses can become a challenging task, especially before any official child support orders take effect. Many parents wonder if they can reimburse child expenses during this interim period. Understanding your rights and...

Do mothers have more rights than fathers in custody cases?

On Behalf of Cullen Family Law Group | Mar 11, 2025 | Custody & Visitation

When it comes to custody cases, it is a common misconception that mothers have more rights than fathers. This often stems from historical trends and societal assumptions about parenting roles. Whether you are a mother concerned about maintaining your relationship with...

Why should you update your advanced directives during a divorce?

On Behalf of Cullen Family Law Group | Feb 28, 2025 | Divorce

Going through a divorce is challenging. One crucial aspect that often gets overlooked is updating your advanced directives. These legal documents play a vital role in ensuring others respect your wishes, even when you cannot speak for yourself. Protecting your...

Can you protect yourself and your children without a divorce?

On Behalf of Cullen Family Law Group | Feb 25, 2025 | Domestic Violence

Domestic violence creates a terrifying and dangerous situation. You may feel trapped, believing divorce is your only option for safety. The good news is that California law provides legal alternatives if your moral beliefs prevent you from getting a divorce. Let us...

What can California parents do if their child refuses to visit the other parent?

On Behalf of Cullen Family Law Group | Feb 14, 2025 | Child Custody

Dealing with a child who does not want to see their other parent can create stress for everyone involved. California courts expect parents to follow custody orders while being sensitive to their children's feelings. Parents can struggle to balance their legal...

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Recent Posts

  • I’ve been served divorce papers that include false allegations: what do I do?
  • Do domestic partnerships affect divorce rights?
  • Moore / Marsden calculations in California divorce
  • How can you document SP for asset protection?

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